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Health Insurance for the Self-Employed

Coverage that works as hard as you do

Self-employed in Florida? Find affordable health plans that stay with you — not tied to an employer.

Enter your ZIP code below to compare plans.

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average rating from verified shoppers across our network

Simple Process

How It Works

Get your personalized insurance options in just three easy steps

01

Enter your ZIP code

We instantly find plans available in your specific Florida area.

02

Answer a few quick questions

About 2 minutes — household, income, and what you need covered.

03

Compare plans & enroll

A licensed agent reviews your options and helps you enroll — free.

Coverage that travels with you — not tied to an employer

The advantages self-employed Floridians get with an open-access PPO instead of settling for a narrow network.

Open-access PPO plans with broad nationwide doctor & hospital networks
See specialists directly — no referrals, no gatekeepers
Enroll year-round — no waiting for open enrollment
Write off qualified medical and premium expenses
Dental, vision & HSA-compatible plan options
Keep your own doctors, in Florida and out of state
Coverage that travels with you — not tied to an employer
Why it matters

Your coverage shouldn't depend on an employer

Income-based subsidies

ACA premium credits are based on your net self-employment income, not gross. Many freelancers and contractors qualify for significantly reduced premiums after subsidies.

Private PPO flexibility

Want to skip the Marketplace entirely? Private PPO plans offer broad nationwide networks and specialist access without referrals — ideal when you travel for work or see out-of-state providers.

No employer strings

Your coverage stays with you between gigs, clients, and side hustles — never tied to a W-2 or a single employer who could change your plan.

Enroll when income shifts

A change in your business income can trigger a Special Enrollment Period, letting you update or start coverage outside the normal window.

Compare ACA and private PPO options in 2 minutes

Enter your ZIP and a licensed agent will show you both subsidized Marketplace plans and private PPO options — no obligation.

FAQ

Self-Employed Coverage Questions

Ready to see what you qualify for?

Enter your ZIP code to see plans and prices in minutes. It's free, fast, and there's no obligation.

Or Call Now: (855) 634-5343

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